Families in need of decent, affordable housing apply for homeownership with Wild Rivers Habitat for Humanity (WRHFH).
The WRHFH selects homeowners based on four criteria:
The applicant(s) must demonstrate that their current housing situation has one or more of the following characteristics:
Applicants will not be approved if they:
Eligible applicants are not disqualified because they may qualify for another subsidy program, governmental or charitable, or tax deferral.
Habitat for Humanity follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing Habitat’s homeowners.
To carry out our vision, we partner with individuals and families from application through construction to when the keys are handed over. Habitat homes are not free. A homeowner typically does 300 to 500 hours of sweat equity and after closing pays a mortgage on a zero to low-percent interest loan (the mortgage payment includes an amount that is escrowed for house insurance and property taxes).
By working with us from beginning to end, we can help prospective individuals prepare for the various responsibilities of homeownership, including learning about personal finances, mortgages, maintenance and upkeep of homes, and much more.
Habitat’s path to home ownership is an important and in depth process, requiring hard work, time and dedication. But this helps to ensure the long-term success of Habitat homeowners.
Our application is available to download at https://wildrivershabitat.org/apply-for-a-habitat-home
If you have any question's, please contact our office at 715-939-1390.