USDA 502 Direct Loan Program

The USDA’s 502 Direct Loan Program offers affordable, low-interest loans to eligible low-income individuals and families to help them purchase or repair homes in rural areas. Through this program, borrowers can access financing with no down payment and favorable terms, making homeownership more accessible. Wild Rivers Habitat for Humanity provides loan packaging services to assist applicants with navigating the USDA’s process, ensuring all necessary documentation is submitted and requirements are met. Our Certified Loan Packager, Jennifer Johnson, is dedicated to helping families secure the funding they need to achieve their dream of homeownership, all while fostering stronger, more resilient communities. Please contact the Affiliate office at (715) 939-1390 or office@wildrivershabitat.org to learn more about packaging services.

USDA Fact Sheet CLICK HERE