Would you like to own a decent, affordable home?

We are currently searching for families and individuals who have an interest in owning a Habitat home in Ladysmith, WI. Anyone is welcome to apply, although there are minimum income and credit guidelines based upon financing used. Prospective homeowners must be able to secure third part financing in the amount of $125,000 - $175,000. Successful applicants re-pay an affordable mortgage, property taxes and house insurance.  We provide you with the education and support to be successful in your homebuying journey, and can help you build a home you love with a mortgage you can afford.